Insights
Long-form guides that pair plain-English explanations with the same models that power the calculators.
- Property
Is rentvesting worth it in South Africa in 2026?
An honest, numbers-first look at renting in Cape Town while owning an investment property in Johannesburg under May 2026 prime rates.
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RA vs TFSA in South Africa: which one first in 2026?
A bracket-aware comparison of Retirement Annuities and Tax-Free Savings Accounts under the 2026 SARS framework.
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Solar ROI in South Africa 2026: the real payback maths
Why the marketing payback period of 4 years isn't wrong — but the real-world number depends on three inputs nobody mentions.
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Section 13sex explained: the SA property allowance in 2026
How the 5% straight-line residential property allowance interacts with your marginal rate, and when it stops being worth the hassle.
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Cape Town vs Johannesburg property in 2026: the data
Yields, appreciation, vacancy and what they mean for your buy-to-let or rentvesting decision.
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Transfer Duty, Buying Costs and Capital Gains Tax on SA Property (2026)
What it really costs to buy and later sell South African property in 2026 — transfer duty, conveyancing, CGT and agent commission, worked end to end.
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How SARB Rate Decisions Change Your Bond Repayment in 2026
A South African guide to how SARB repo moves flow through prime (10.25%) to your bond instalment, with worked R1.5m and R2.5m examples and rentvesting maths.
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The Real Cost of a Load-Shedding Hour in 2026: A Rand Breakdown for Homes and Small Businesses
A full rand breakdown of what one hour of load-shedding costs a WFH household and a small café in 2026, and how pricing downtime cuts solar payback.
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Solar vs Inverter vs Generator: The Real Cost of Backup Power in South Africa (2026)
A numbers-first 2026 comparison of inverter+battery, full solar PV, and a generator — capex, cost per kWh, lifespan, and a real 10-year payback.
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RA Contribution Limits 2026: The 27.5% and R350k Rules Explained
How the 27.5%-of-income RA deduction works in 2026, the R350,000 annual cap, carry-forward of excess, and the rand refund you actually get back.
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Medical Aid Tax Credits in 2026: What You Actually Get Back
How South African medical tax credits work in 2026: the flat Section 6A scheme credit, the Section 6B out-of-pocket credit, and a full worked family example.
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